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PPF, EPF & NPS Calculator

PPF, EPF & NPS Calculator

Project the corpus your retirement accounts will build — and your estimated NPS pension.

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Educational estimates. PPF assumes a yearly deposit at the start of each year with annual compounding (current rate ~7.1%). EPF uses your total monthly EPF contribution growing by your annual increase (current rate ~8.25%). NPS projects to age 60, then splits the corpus into a 60% tax-free lump sum and a 40% annuity, with pension at your assumed annuity rate. Real returns, rates, and tax rules change — treat these as directional.

See the bigger retirement picture

Combine these with the retirement calculator to check you're on track.